Atlantic Coast Life offers two annuity products: Safe Harbor and Safe Haven Bonus Guarantee. Each product gives you control over the duration of the annuity, which can be five, six, seven or 10 years.
Our annuities also offer optional features, which allow you to customize your plan. Most other annuities are loaded with features you don’t want or need.
Safe Harbor and Safe Haven Bonus Guarantee annuities are single premium-deferred annuities that earn a fixed rate of interest, allowing your money to grow on a tax-deferred basis. Our annuities offer multiple guarantee periods to align with your specific needs, and guarantees the interest rate for that entire guaranteed period.during their time of need.
The entire amount you invest goes to work for you immediately, earning a guaranteed rate for the period you select, regardless of changes in the stock market or interest rates. Your principal and the interest you earn are guaranteed by the issuer for the length of the guarantee period.
At the end of the initial guarantee period, you can withdraw your funds without incurring surrender charges or market value adjustments. You also have the option to renew the contract for a new guarantee period or convert the annuity into a stream of retirement income payments guaranteed for up to 20 years.